Debt doesn’t need to cause stress and fear in your life. Don’t let debt collectors harass and bully you. A bankruptcy filing can eliminate your debt and give you the fresh start that you deserve. A job loss, divorce, injury, or illness can easily leave you with a debt load that simply can’t be managed. A bankruptcy can immediately stop the threats of lawsuits, foreclosure, or repossession. Attorney Brian Fetzko represents debtors in Chapter 7, Chapter 11, and Chapter 13 bankruptcy filings throughout the Hudson Valley. Mr. Fetzko is also experienced in negotiating mortgage loan modifications through the United States Bankruptcy Court’s loss mitigation program. The initial consultation is free of charge. The advice you receive, however, is priceless.